function judge(){

//初期設定１

nenrei = document.f.nenrei.value;
times = 0;
school = 0;
job = 0;
koe = 0;
kikan = 0;
year = 0;
month = 0;

kikan = (nenrei / 65) + 0.35;
if ( document.f.q2[0].checked == true )
     if ( nenrei < 23 )
          kikan = kikan * 0.6;
     else
          if ( nenrei < 26 )
               kikan = kikan * 0.7;
          else
               if ( nenrei < 30 )
                    kikan = kikan * 0.8;
               else
                    if ( nenrei < 36 )
                         kikan = kikan * 0.9;
                    else
                         if ( nenrei < 40 )
                              kikan = kikan * 1.15;
                         else
                              if ( nenrei < 46 )
                                   kikan = kikan * 1.2;
                              else
                                   if ( nenrei < 50 )
                                        kikan = kikan * 1.25;
                                   else
                                        if ( nenrei < 60 )
                                             kikan = kikan * 1.3;
                                        else
                                             kikan = kikan * 1.4;
else
     if ( nenrei < 23 )
          kikan = kikan * 0.5;
     else
          if ( nenrei < 26 )
               kikan = kikan * 0.6;
          else
               if ( nenrei < 30 )
                    kikan = kikan * 0.95;
               else
                    if ( nenrei < 36 )
                         kikan = kikan * 1.05;
                    else
                         if ( nenrei < 40 )
                              kikan = kikan * 1.25;
                         else
                              if ( nenrei < 46 )
                                   kikan = kikan * 1.3;
                              else
                                   if ( nenrei < 50 )
                                        kikan = kikan * 1.35;
                                   else
                                        if ( nenrei < 60 )
                                             kikan = kikan * 1.4;
                                        else
                                             kikan = kikan * 1.45;

if ( document.f.q3[1].selected == true )
     kikan = kikan + ( 2 / 15 );
else
     if ( document.f.q3[2].selected == true )
          kikan = kikan + ( 4 / 15 );
     else
          if ( document.f.q3[3].selected == true )
               kikan = kikan + ( 6 / 15 );


if ( document.f.q4[0].selected == true )
     kikan = kikan * 1.2;
else
     if ( document.f.q4[1].selected == true )
          kikan = kikan * 0.85;
     else
          if ( document.f.q4[2].selected == true )
               kikan = kikan * 0.9;
          else
               if ( document.f.q4[3].selected == true )
                    kikan = kikan * 0.95;
               else
                    if ( document.f.q4[4].selected == true )
                         kikan = kikan * 0.9;
                    else
                         if ( document.f.q4[5].selected == true )
                              kikan = kikan * 0.8;
                         else
                              if ( document.f.q4[6].selected == true )
                                   kikan = kikan * 1;
                              else
                                   if ( document.f.q4[7].selected == true )
                                        kikan = kikan * 0.9;
                                   else
                                        kikan = kikan * 1;

if ( document.f.q5[0].selected == true )
     school = 0.8;
else
     if ( document.f.q5[1].selected == true )
          school = 1.05;
     else
          if ( document.f.q5[2].selected == true )
               school = 0.95;
          else
               if ( document.f.q5[3].selected == true )
                    school = 1;
               else
                    school = 1.3;

kikan = kikan * school;

if ( document.f.q8[0].checked == true )
     kikan = kikan * 0.95;
else 
     kikan = kikan * 1.1;

if ( document.f.q9[0].checked == true )
     kikan = kikan * 0.95;
else 
     kikan = kikan * 1.05;

if ( document.f.q10[0].selected == true )
     kikan = kikan * 0.85;
else
    if ( document.f.q10[1].selected == true )
          kikan = kikan * 0.97;
     else
          if ( document.f.q10[2].selected == true )
               kikan = kikan * 0.93;
          else
               if ( document.f.q10[3].selected == true )
                    kikan = kikan * 0.95;
               else
                    kikan = kikan * 1.1;

if ( document.f.q6[0].checked == true )
     koe = 0.95;
else
     if ( document.f.q6[1].checked == true )
          koe = 1;
     else
          koe = 1.05;

kikan = kikan * koe;


if ( document.f.q7[0].checked == true )
     seikaku = 0.95;
else
     if ( document.f.q7[1].checked == true )
          seikaku = 1;
     else
          seikaku = 1.02;

kikan = kikan * seikaku;


month = kikan * 12;

do{
   if ( month >= 11.5 )
        year = year + 1;
   if ( month >= 11.5 )
        month = month - 12;
}while(month > 11.5)

document.f.year.value = year;
document.f.month.value = Math.round(month);

}